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Mortgage rates are most closely correlated with the 10-year U.S. Treasury bond rate. Most experts have predicted mortgage rates and Treasuries would go up in the 2d half of 2015. Now they are beginning to rethink that in light of disturbing economic trends.

This is a time when a little inflation might be a good thing – but it’s not materializing.

More: Wall Street is already rethinking its forecasts for 10-year yields – MarketWatch.