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Shopping for a mortgage and shopping for a home go hand in hand.  Most REALTORS® are not willing to show buyers homes until they know they are prequalified with a lender.  So getting qualified is truly the first step in the home buying process.

When you are shopping for a mortgage you will want to know that the interest rate isn’t the only thing you are shopping for.  Interest rates change daily and are largely determined by the market for mortgage bonds, not by the company who is originating your loan.  When you are shopping for a loan you will want to compare the closing costs and the service received.  You will want to find a lender that you can trust will help you along the process and lock you into your best case scenario.

There are many questions you will want to ask any lender you interview.  REALTOR® Magazine has a useful article to familiarize yourself with these questions.

When you are ready to shop for a lender we recommend using a local Flagstaff mortgage lender.  These lenders know the issues that can arise in our local market.  Here are our currently recommended Flagstaff mortgage lenders.

Of course, Eric and Jessica would be happy to discuss buying a home and questions you may have for a lender.  Give us a call at 928-714-0001.